Personal Responsibility

18 Smart Money Moves

Do you have a money goal or resolution? If you’ve decided to improve your financial outlook this year, here are several strategies to help you. Choose two or three of these tips and schedule the implementation. For instance, if you decide that you are going to take a class about managing retirement accounts, give yourself…

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How to Break a Bad Habit

Several years ago, I was chatting with a witness in one of my cases. Let’s call this woman, “Lisa.” Lisa had temporary custody of her three-year-old niece. Lisa told me that she had tried to quit smoking for years. One day, Lisa was in the backyard smoking. Her precious niece came outside and ran straight…

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3 Signs that Your Life is Out of Balance

During my career as a high school English teacher, I had to get up at 5:00 a.m. and leave the house at 6:00 a.m. to be at work by 6:30 a.m. I scarfed down breakfast in the car. At the time, I had a middle schooler at home, a husband to look after and a…

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3 Books That Will Revive Your Year

When I went away to college, I was terrified of flunking out. I had to take college algebra my first semester, and math was my weakest subject. I failed the class, but before final grades were submitted, I met with the professor. I don’t know what I said, but I cried. Hard. He had mercy…

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Big Mistakes that Smart People Make

A few days ago, I learned that a well-respected attorney in my community had not paid his personal or corporate income taxes for eight years. What! Huh? But you know what, I don’t have to pick up a newspaper or review a case file to find out about dumb stuff that people do. I can…

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How to Avoid a Summer Slump

We hear about children losing academic progress over the summer. Merchants are figuring out ways to combat summer sales slumps. When the weather is nice, we want to slow down and enjoy life a bit more. If you set goals, you’re probably tempted to take a few weeks off for the summer. If you feel…

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Three Reasons to Say No

“Learn how to say no. Don’t let your mouth overload your back.” The late business philosopher Jim Rohn warned that we over commit ourselves when we say yes to too many opportunities. It sounds selfish to say no to people and to worthy causes. We are all good at many things but only great at…

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How to Conquer Your Excuses

You want to save money, but. You want to get a better job, but. You want to start exercising, but. You have a dream, something you want to do, but. What’s your but? You can conquer your but once and for all. Here’s how. 1. Be honest with yourself. Do you really want to accomplish…

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Can You Really Trust This Advice?

Nasty Gal founder, Sophia Amoruso appeared on the cover of Success magazine. In the accompanying article, she shared her story of being arrested for shoplifting, having nothing and eventually starting an eBay store that would be the beginning of her clothing empire. According to the article in Success, Amoruso had a Netflix series in the…

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How to Prepare for an Unexpected Job Change

At the age of 22, Nely Galan became the manager of a TV station in New Jersey. For three years, she gave herself completely to her job and believed that her employers were loyal to her. One morning she went to work and learned that the station had been sold, and her job was gone.…

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